How your bank connection is protected

Your bank login is never stored or shared with us. Bank connections are read-only and encrypted with 256-bit encryption, through a licensed, EU-regulated open banking provider. Invoflux is PSD2 compliant.

Written By Sergiu Biris

Last updated About 6 hours ago

Connecting your bank is designed so that we never see or hold your banking credentials.

What protects you

  • Your credentials are never stored. You sign in on your bank's own secure page, not in Invoflux. Your login is never shared with us.
  • Read-only access. The connection can read your transactions to reconcile them. It cannot move money or make changes.
  • 256-bit encryption. All bank connections are encrypted.
  • Licensed and regulated. Connections run through a licensed open banking provider, and Invoflux is PSD2 compliant and regulated in the EU.

The 90-day re-authorization

EU banking rules (PSD2) require you to re-authorize your bank every 90 days. When that period ends, new transactions pause until you sign in to your bank again. This is a regulatory protection, not a problem with your account.

Result

Invoflux can keep your reconciliation up to date using read-only transaction data, while your bank login and the ability to move money stay entirely with you and your bank.

  • Connect your bank account
  • Bank connection failed: what to do
  • Is my data secure?